Energy Loan Network (ELN) operates a network that connects lenders to contractors that sell and install residential solar energy systems and numerous other energy-efficient improvements. The company is based in Simi Valley, California, and has been BBB accredited since 2016. ELN works directly with credit unions to offer loans for home solar installations and energy efficiency upgrades, providing benefits such as same-day approvals and specialized solar knowledge. The company’s loan terms range from 8 to 20 years, with interest rates varying based on the customer, and borrowers can pay off the loan at any time with no prepayment penalties.